Novac Settlers are exactly as they are named - settlers of Novac. A small town located on Highway 95. Named aptly for the sign outside the Dino Dee-Lite, which says "No Vac" (It's supposed to say "No Vacancy", but some of the lights have gone out.). Independent of any one faction, they lean mostly towards the NCR and have a distinct fear of the Legion - who have taken residence right down the road at Nelson. They survive off scavenging, but lately, even that's been tough with a group of ghouls taking over the nearby scavenging site.

This Novac Settler is being blackmailed by another for giving some of the town's supplies to local raiders under the cover of darkness. He was, obviously, caught. And is given a choice, give the blackmailer a cut or die and have his secret revealed.